Toronto Mortgages

Own a Home for about the same rent you are paying now.
If you invest your rent, you could be $20,000^* richer
this time next year.

Buy your Dream Home with No Money Down!
Why wait until you save the downpayment.

Call us – we will show you how to own a home of your own with $0 down and put over $20,000 into your pocket in 12 months.^*

The time to buy or refinance is now
3.45%^**

Call (416) 391-3232 Ext 220/230
No Cost & No Obligation

The 4-Step Mortgage Program*** On the spot Mortgage Pre- Approval (written approval in 24 hours). We will shop over 30 banks, trust companies & private lenders for the best discounted rate. Interest rate guaranteed for 4 months. Rate does not increase prior to closing. If rates go down so will your mortgage rate. We will coordinate the closing with lender. All you need to complete the process is to find the House you want. Complete the House Search Form and we will send you complete property details from the Toronto Real Estate Board MLS system. No Cost & No Obligation. You may then contact us at Right At Home Realty to start showing you your selected properties.

• We can even get you financing for more than 100% of the purchase price to cover renovations after closing.
• 120 days rate protection.
• 24 hour loan decision for pre-approval.
• No money down – why deplete your savings.
• Purchase or refinance now, consolidate debts and lower your payments while rates are near 40 year lows.
• Streamlined income verification for self-employed Canadians.
• Loan insurance now available for a second year-round home.

*      Based on 2004 average price appreciation Toronto Real Estate Board
**    Based on the average Variable Rate being offered by the Banks as of Jan  
        10/2005
***  Subject to verification of personal information

Call Arthur Bartram, 416-391-3232 Ext 230
E-Mail arthur@realestatenewstoronto.com

Call Howard Drukarsh, 416-391-3232 Ext 220
E-Mail howard@realestatenewstoronto.com